Why Use a Bankruptcy Lawyer

Why Should I Use a Bankruptcy Lawyer?

What. query mark made of pebbles isolated over white

The idea of declaring bankruptcy can be intimidating to some people because of all the details, laws and processes to do so. Much to your advantage, a Bellevue bankruptcy lawyer who specializes in bankruptcy and mortgage mediation can explain the laws, rules and regulations in detail to you. Each type of bankruptcy declaration includes many paper and electronic forms concerning your debt. In addition, when filing for Chapter 7, for example, sophisticated software is often required to calculate the “means test” and “net monthly income” figures and a bankruptcy lawyer can do this for you.

At Advantage Legal Group, in Kirkland, Washington, we have the financial resources and tools needed to see you through these processes. We know the law and can provide you with a fair, knowledgeable assessment and will being working on your behalf the day you walk into our office.

Another advantage to using a bankruptcy lawyer is to work, on your behalf, with your creditors. Under the terms of the Fair Debt Collections Practices Act (FDCPA), debt collection agencies cannot engage in abusive, harassing, or threatening behavior when attempting to collect on a debt – no more repeated calls to your home or work, no more threatening letters or abusive language when they speak with you over the phone. Filing for Chapter 7 or Chapter 13 bankruptcy can be the most effective way to stop creditor harassment. Filing for bankruptcy protection initiates an automatic “stay” that requires collection agencies and creditors to immediately cease all collection actions against you! A bankruptcy lawyer will be your advocate.

Schedule a Consultation

Recent Posts

  • Is Mortgage Forbearance a Good Idea?

    Is Mortgage Forbearance a Good Idea?

    Because of all the unemployment right now an estimated 4.1 million Americans have explored forbearance for their mortgage. Many experts perceive more homeowners will seek this protection unless the pandemic and current issues start to normalize. So what is forbearance? Forbearance is the act of “pausing” your mortgage payments. This is a basic economic rescue […]Read More »
  • Filing for Bankruptcy

    Filing for Bankruptcy

    Filing for Bankruptcy – When, How, & Why Determining if you Qualify for Bankruptcy Individuals file personal bankruptcy because there is financial relief needed and they seek a second start.  If you feel there is no way out of your debt troubles and these debt troubles are regular occurrences, filing bankruptcy maybe your best option. […]Read More »
  • Bankruptcy or Foreclosure Looming?

    Bankruptcy or Foreclosure Looming?

    Bankruptcy or Foreclosure Looming? Let The Washington Foreclosure Fairness Act Help you! New Mortgage Foreclosure Program for the State of Washington. A little known Mortgage foreclosure program went into effect in Washington State in 2011.  It is called the Washington foreclosure fairness act (FFA).  This program is for you if you need help paying your […]Read More »
  • Should I Use My Stimulus Check for Bills?

    Should I Use My Stimulus Check for Bills?

    Like millions of Americans, most of us will be getting some sort of a stimulus check in the next couple of weeks. When we hear the word stimulus we understand that it is to stimulate the economy but that doesn’t mean going out and buying the latest television or blowing it on something nonessential. Stimulating […]Read More »